Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$90,390$90,390$161,910
Remaining term (yrs)23.923.930.0
Secondary amount$0$71,520$0
Funding fee$0$0$0
Note rate3.010%3.010%7.400%
Blended rate3.860%6.130%7.640%
1st payment$441.13$441.13$1,121.03
2nd payment$0.00$536.40$0.00
Taxes / mo$135.83$135.83$135.83
Insurance / mo$150.00$150.00$150.00
MI / mo$74.02$74.02$32.38
HOA / mo$0.00$0.00$0.00
Total monthly$800.98$1,337.38$1,439.25
Cash to close$89,510$17,990$17,990