Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$415,197$415,197$670,410
Remaining term (yrs)25.825.830.0
Secondary amount$0$255,213$0
Funding fee$0$0$0
Note rate5.520%5.520%7.400%
Blended rate6.370%6.895%7.640%
1st payment$2,512.87$2,512.87$4,641.78
2nd payment$0.00$1,648.25$0.00
Taxes / mo$584.40$584.40$584.40
Insurance / mo$216.67$216.67$216.67
MI / mo$312.80$312.80$134.08
HOA / mo$0.00$0.00$0.00
Total monthly$3,626.74$5,274.99$5,576.93
Cash to close$329,703$74,490$74,490