Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$207,473	$207,473	$328,410
Remaining term (yrs)	21.6	21.6	30.0
Secondary amount	$0	$120,937	$0
Funding fee	$0	$0	$0
Note rate	4.470%	4.470%	7.400%
Blended rate	5.320%	6.307%	7.640%
1st payment	$1,244.35	$1,244.35	$2,273.84
2nd payment	$0.00	$806.25	$0.00
Taxes / mo	$323.50	$323.50	$323.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$174.57	$174.57	$65.68
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,892.42	$2,698.67	$2,813.03
Cash to close	$157,427	$36,490	$36,490