Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$341,939	$341,939	$405,000
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$63,061	$0
Funding fee	$0	$0	$0
Note rate	5.230%	5.230%	7.400%
Blended rate	6.080%	6.535%	7.640%
1st payment	$2,013.14	$2,013.14	$2,804.14
2nd payment	$0.00	$472.96	$0.00
Taxes / mo	$392.33	$392.33	$392.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$258.81	$258.81	$81.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,814.29	$3,287.24	$3,427.47
Cash to close	$108,061	$45,000	$45,000