Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$236,543	$236,543	$332,100
Remaining term (yrs)	22.5	22.5	30.0
Secondary amount	$0	$95,557	$0
Funding fee	$0	$0	$0
Note rate	4.460%	4.460%	7.400%
Blended rate	5.310%	6.372%	7.640%
1st payment	$1,386.49	$1,386.49	$2,299.39
2nd payment	$0.00	$716.68	$0.00
Taxes / mo	$537.33	$537.33	$537.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$194.74	$194.74	$66.42
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,268.57	$2,985.24	$3,053.15
Cash to close	$132,457	$36,900	$36,900