Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$176,228	$176,228	$404,189
Remaining term (yrs)	18.5	18.5	30.0
Secondary amount	$0	$227,961	$0
Funding fee	$0	$0	$0
Note rate	3.710%	3.710%	7.400%
Blended rate	4.560%	6.359%	7.640%
1st payment	$1,094.91	$1,094.91	$2,798.52
2nd payment	$0.00	$1,472.25	$0.00
Taxes / mo	$443.67	$443.67	$443.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$168.29	$168.29	$80.84
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,856.87	$3,329.12	$3,473.03
Cash to close	$272,871	$44,910	$44,910