Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$217,290$217,290$373,500
Remaining term (yrs)23.923.930.0
Secondary amount$0$156,210$0
Funding fee$0$0$0
Note rate3.160%3.160%7.400%
Blended rate4.010%5.679%7.640%
1st payment$1,077.34$1,077.34$2,586.04
2nd payment$0.00$1,041.40$0.00
Taxes / mo$447.75$447.75$447.75
Insurance / mo$150.00$150.00$150.00
MI / mo$177.35$177.35$74.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,852.45$2,893.85$3,258.49
Cash to close$197,710$41,500$41,500