Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$119,289	$119,289	$341,910
Remaining term (yrs)	11.5	11.5	30.0
Secondary amount	$0	$222,621	$0
Funding fee	$0	$0	$0
Note rate	6.000%	6.000%	7.400%
Blended rate	6.850%	7.436%	7.640%
1st payment	$1,192.75	$1,192.75	$2,367.32
2nd payment	$0.00	$1,437.76	$0.00
Taxes / mo	$108.08	$108.08	$108.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$140.92	$140.92	$68.38
HOA / mo	$108.00	$108.00	$108.00
Total monthly	$1,699.74	$3,137.51	$2,801.78
Cash to close	$260,611	$37,990	$37,990