Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$258,568$258,568$287,999
Remaining term (yrs)25.925.930.0
Secondary amount$0$29,431$0
Funding fee$0$0$0
Note rate5.410%5.410%7.400%
Blended rate6.260%6.540%7.640%
1st payment$1,545.52$1,545.52$1,994.05
2nd payment$0.00$220.74$0.00
Taxes / mo$42.83$42.83$42.83
Insurance / mo$150.00$150.00$150.00
MI / mo$194.74$194.74$57.60
HOA / mo$0.00$0.00$0.00
Total monthly$1,933.10$2,153.83$2,244.48
Cash to close$61,431$32,000$32,000