Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$257,480$257,480$472,410
Remaining term (yrs)19.819.830.0
Secondary amount$0$214,930$0
Funding fee$0$0$0
Note rate3.600%3.600%7.400%
Blended rate4.450%5.951%7.640%
1st payment$1,510.85$1,510.85$3,270.87
2nd payment$0.00$1,388.09$0.00
Taxes / mo$479.67$479.67$479.67
Insurance / mo$166.67$166.67$166.67
MI / mo$235.39$235.39$94.48
HOA / mo$0.00$0.00$0.00
Total monthly$2,392.57$3,780.66$4,011.69
Cash to close$267,420$52,490$52,490