Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$351,397	$351,397	$449,910
Remaining term (yrs)	25.1	25.1	30.0
Secondary amount	$0	$98,513	$0
Funding fee	$1,757	$1,757	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	2.900%	4.236%	7.640%
1st payment	$1,637.03	$1,637.03	$3,115.09
2nd payment	$0.00	$738.85	$0.00
Taxes / mo	$520.00	$520.00	$520.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,323.70	$3,062.55	$3,891.73
Cash to close	$148,503	$49,990	$49,990