Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$240,392	$240,392	$359,910
Remaining term (yrs)	20.5	20.5	30.0
Secondary amount	$0	$119,518	$0
Funding fee	$1,202	$1,202	$0
Note rate	4.200%	4.200%	7.400%
Blended rate	4.200%	5.462%	7.640%
1st payment	$1,451.71	$1,451.71	$2,491.94
2nd payment	$0.00	$796.79	$0.00
Taxes / mo	$426.83	$426.83	$426.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$71.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,028.54	$2,825.33	$3,140.76
Cash to close	$159,508	$39,990	$39,990