Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$289,224$289,224$421,200
Remaining term (yrs)24.124.130.0
Secondary amount$0$131,976$0
Funding fee$1,446$1,446$0
Note rate2.870%2.870%7.400%
Blended rate2.870%4.477%7.640%
1st payment$1,380.70$1,380.70$2,916.30
2nd payment$0.00$879.84$0.00
Taxes / mo$397.83$397.83$397.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$84.24
HOA / mo$0.00$0.00$0.00
Total monthly$1,945.20$2,825.04$3,565.04
Cash to close$178,776$46,800$46,800