Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$132,948	$132,948	$409,500
Remaining term (yrs)	28.5	28.5	30.0
Secondary amount	$0	$276,552	$0
Funding fee	$0	$0	$0
Note rate	6.930%	6.930%	7.400%
Blended rate	7.480%	7.662%	7.640%
1st payment	$891.46	$891.46	$2,835.30
2nd payment	$0.00	$1,786.07	$0.00
Taxes / mo	$453.17	$453.17	$453.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$61.85	$61.85	$81.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,573.14	$3,359.21	$3,537.03
Cash to close	$322,052	$45,500	$45,500