Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$157,670$157,670$202,410
Remaining term (yrs)22.722.730.0
Secondary amount$0$44,740$0
Funding fee$788$788$0
Note rate4.060%4.060%7.400%
Blended rate4.060%5.152%7.640%
1st payment$883.70$883.70$1,401.45
2nd payment$0.00$335.55$0.00
Taxes / mo$203.75$203.75$203.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$40.48
HOA / mo$340.00$340.00$340.00
Total monthly$1,577.45$1,913.00$2,135.68
Cash to close$67,230$22,490$22,490