Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$21,918	$21,918	$202,499
Remaining term (yrs)	4.4	4.4	30.0
Secondary amount	$0	$180,581	$0
Funding fee	$0	$0	$0
Note rate	7.750%	7.750%	7.400%
Blended rate	8.600%	8.065%	7.640%
1st payment	$482.07	$482.07	$1,402.06
2nd payment	$0.00	$1,203.87	$0.00
Taxes / mo	$222.92	$222.92	$222.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$47.66	$47.66	$40.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$902.65	$2,106.53	$1,815.48
Cash to close	$203,081	$22,500	$22,500