Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$160,654	$160,654	$251,100
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$90,446	$0
Funding fee	$0	$0	$0
Note rate	3.080%	3.080%	7.400%
Blended rate	3.930%	5.756%	7.640%
1st payment	$773.70	$773.70	$1,738.57
2nd payment	$0.00	$678.35	$0.00
Taxes / mo	$95.00	$95.00	$95.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$128.67	$128.67	$50.22
HOA / mo	$97.00	$97.00	$97.00
Total monthly	$1,244.37	$1,922.71	$2,130.79
Cash to close	$118,346	$27,900	$27,900