Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$135,947$135,947$404,910
Remaining term (yrs)16.016.030.0
Secondary amount$0$268,963$0
Funding fee$0$0$0
Note rate3.500%3.500%7.400%
Blended rate4.350%6.608%7.640%
1st payment$922.15$922.15$2,803.52
2nd payment$0.00$1,737.05$0.00
Taxes / mo$251.00$251.00$251.00
Insurance / mo$150.00$150.00$150.00
MI / mo$145.46$145.46$80.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,468.61$3,205.66$3,285.50
Cash to close$313,953$44,990$44,990