Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$263,723	$263,723	$355,500
Remaining term (yrs)	26.0	26.0	30.0
Secondary amount	$0	$91,777	$0
Funding fee	$0	$0	$0
Note rate	5.410%	5.410%	7.400%
Blended rate	6.260%	6.967%	7.640%
1st payment	$1,574.03	$1,574.03	$2,461.41
2nd payment	$0.00	$688.33	$0.00
Taxes / mo	$512.17	$512.17	$512.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$198.33	$198.33	$71.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,434.53	$3,122.86	$3,194.68
Cash to close	$131,277	$39,500	$39,500