Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$35,879	$35,879	$260,910
Remaining term (yrs)	5.0	5.0	30.0
Secondary amount	$0	$225,031	$0
Funding fee	$179	$179	$0
Note rate	3.320%	3.320%	7.400%
Blended rate	3.320%	7.141%	7.640%
1st payment	$630.54	$630.54	$1,806.49
2nd payment	$0.00	$1,453.33	$0.00
Taxes / mo	$157.50	$157.50	$157.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$52.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$938.04	$2,391.37	$2,166.17
Cash to close	$254,021	$28,990	$28,990