Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$167,316	$167,316	$413,910
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$246,594	$0
Funding fee	$837	$837	$0
Note rate	2.890%	2.890%	7.400%
Blended rate	2.890%	5.785%	7.640%
1st payment	$800.45	$800.45	$2,865.83
2nd payment	$0.00	$1,592.59	$0.00
Taxes / mo	$196.75	$196.75	$196.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$82.78
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,163.87	$2,756.46	$3,312.03
Cash to close	$292,584	$45,990	$45,990