Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$309,358$309,358$332,100
Remaining term (yrs)25.925.930.0
Secondary amount$0$41,192$0
Funding fee$0$0$0
Note rate5.410%5.410%7.400%
Blended rate6.260%6.920%7.640%
1st payment$1,849.11$1,849.11$2,299.39
2nd payment$0.00$407.63$0.00
Taxes / mo$385.33$385.33$385.33
Insurance / mo$150.00$150.00$150.00
MI / mo$232.99$232.99$66.42
HOA / mo$0.00$0.00$0.00
Total monthly$2,617.44$3,025.06$2,901.15
Cash to close$59,642$18,450$36,900