Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$102,311$102,311$267,300
Remaining term (yrs)16.416.430.0
Secondary amount$0$164,989$0
Funding fee$0$0$0
Note rate4.400%4.400%7.400%
Blended rate5.250%6.947%7.640%
1st payment$727.70$727.70$1,850.73
2nd payment$0.00$1,099.92$0.00
Taxes / mo$204.08$204.08$204.08
Insurance / mo$150.00$150.00$150.00
MI / mo$102.93$102.93$53.46
HOA / mo$488.00$488.00$488.00
Total monthly$1,672.72$2,772.64$2,746.27
Cash to close$194,689$29,700$29,700