Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$270,441$270,441$333,000
Remaining term (yrs)25.225.230.0
Secondary amount$0$62,559$0
Funding fee$0$0$0
Note rate3.560%3.560%7.400%
Blended rate4.410%5.272%7.640%
1st payment$1,351.49$1,351.49$2,305.62
2nd payment$0.00$469.19$0.00
Taxes / mo$308.33$308.33$308.33
Insurance / mo$150.00$150.00$150.00
MI / mo$211.61$211.61$66.60
HOA / mo$0.00$0.00$0.00
Total monthly$2,021.43$2,490.62$2,830.56
Cash to close$99,559$37,000$37,000