Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$337,209	$326,700
Remaining term (yrs)	27.7	30.0
Secondary amount	$0	$0
Funding fee	$1,686	$0
Note rate	7.090%	7.400%
Blended rate	7.090%	7.640%
1st payment	$2,316.12	$2,262.00
2nd payment	$0.00	$0.00
Taxes / mo	$302.50	$302.50
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$65.34
HOA / mo	$200.00	$200.00
Total monthly	$2,968.62	$2,979.84
Cash to close	$25,791	$36,300