Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$253,260	$251,550
Remaining term (yrs)	29.0	30.0
Secondary amount	$0	$0
Funding fee	$1,266	$0
Note rate	6.350%	7.400%
Blended rate	6.350%	7.640%
1st payment	$1,591.04	$1,741.68
2nd payment	$0.00	$0.00
Taxes / mo	$232.92	$232.92
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$50.31
HOA / mo	$0.00	$0.00
Total monthly	$1,973.95	$2,174.91
Cash to close	$26,240	$27,950