Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$266,541	$266,541	$553,500
Remaining term (yrs)	19.1	19.1	30.0
Secondary amount	$0	$286,959	$0
Funding fee	$0	$0	$0
Note rate	3.820%	3.820%	7.400%
Blended rate	4.670%	6.267%	7.640%
1st payment	$1,631.39	$1,631.39	$3,832.32
2nd payment	$0.00	$1,853.28	$0.00
Taxes / mo	$643.75	$643.75	$643.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$247.39	$247.39	$110.70
HOA / mo	$190.00	$190.00	$190.00
Total monthly	$2,879.20	$4,732.48	$4,943.44
Cash to close	$348,459	$61,500	$61,500