Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$258,167	$258,167	$445,500
Remaining term (yrs)	15.8	15.8	30.0
Secondary amount	$0	$187,333	$0
Funding fee	$1,291	$1,291	$0
Note rate	3.650%	3.650%	7.400%
Blended rate	3.650%	5.479%	7.640%
1st payment	$1,784.09	$1,784.09	$3,084.55
2nd payment	$0.00	$1,248.89	$0.00
Taxes / mo	$412.50	$412.50	$412.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.10
HOA / mo	$10.83	$10.83	$10.83
Total monthly	$2,374.09	$3,622.97	$3,763.65
Cash to close	$236,833	$49,500	$49,500