Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$261,336$261,336$306,000
Remaining term (yrs)25.425.430.0
Secondary amount$0$44,664$0
Funding fee$1,307$1,307$0
Note rate5.000%5.000%7.400%
Blended rate5.000%5.584%7.640%
1st payment$1,512.72$1,512.72$2,118.68
2nd payment$0.00$334.98$0.00
Taxes / mo$283.33$283.33$283.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$61.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,946.05$2,281.04$2,613.22
Cash to close$78,664$34,000$34,000