Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$159,179	$159,179	$239,400
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$80,221	$0
Funding fee	$796	$796	$0
Note rate	2.670%	2.670%	7.400%
Blended rate	2.670%	4.791%	7.640%
1st payment	$740.05	$740.05	$1,657.56
2nd payment	$0.00	$601.66	$0.00
Taxes / mo	$537.33	$537.33	$537.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$47.88
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,427.38	$2,029.04	$2,392.77
Cash to close	$106,821	$26,600	$26,600