Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$145,880	$145,880	$225,000
Remaining term (yrs)	21.1	21.1	30.0
Secondary amount	$0	$79,120	$0
Funding fee	$0	$0	$0
Note rate	3.880%	3.880%	7.400%
Blended rate	4.730%	6.232%	7.640%
1st payment	$840.84	$840.84	$1,557.85
2nd payment	$0.00	$593.40	$0.00
Taxes / mo	$253.83	$253.83	$253.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$126.58	$126.58	$45.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,371.25	$1,964.65	$2,006.69
Cash to close	$104,120	$25,000	$25,000