Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$672	$672	$269,100
Remaining term (yrs)	37.5	37.5	30.0
Secondary amount	$0	$268,428	$0
Funding fee	$0	$0	$0
Note rate	6.900%	6.900%	7.400%
Blended rate	7.450%	7.749%	7.640%
1st payment	$4.18	$4.18	$1,863.19
2nd payment	$0.00	$1,733.60	$0.00
Taxes / mo	$321.92	$321.92	$321.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.31	$0.31	$53.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$476.40	$2,210.00	$2,388.93
Cash to close	$298,328	$29,900	$29,900