Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$132,825	$132,825	$215,910
Remaining term (yrs)	23.2	23.2	30.0
Secondary amount	$0	$83,085	$0
Funding fee	$0	$0	$0
Note rate	3.690%	3.690%	7.400%
Blended rate	4.540%	6.256%	7.640%
1st payment	$708.23	$708.23	$1,494.92
2nd payment	$0.00	$623.14	$0.00
Taxes / mo	$170.58	$170.58	$170.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$109.12	$109.12	$43.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,137.93	$1,761.07	$1,858.68
Cash to close	$107,075	$23,990	$23,990