Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$332,681$332,681$517,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$184,819$0
Funding fee$0$0$0
Note rate2.840%2.840%7.400%
Blended rate3.690%5.229%7.640%
1st payment$1,546.53$1,546.53$3,583.07
2nd payment$0.00$1,232.13$0.00
Taxes / mo$386.19$386.19$386.19
Insurance / mo$166.67$166.67$166.67
MI / mo$265.23$265.23$103.50
HOA / mo$144.00$144.00$144.00
Total monthly$2,508.61$3,740.74$4,383.42
Cash to close$242,319$57,500$57,500