Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$307,620	$307,620	$418,410
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$110,790	$0
Funding fee	$0	$0	$0
Note rate	2.770%	2.770%	7.400%
Blended rate	3.620%	4.780%	7.640%
1st payment	$1,449.30	$1,449.30	$2,896.99
2nd payment	$0.00	$738.60	$0.00
Taxes / mo	$520.67	$520.67	$520.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$250.81	$250.81	$83.68
HOA / mo	$32.67	$32.67	$32.67
Total monthly	$2,420.11	$3,158.71	$3,700.67
Cash to close	$157,280	$46,490	$46,490