Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$799,428$799,428$1,327,500
Remaining term (yrs)29.129.130.0
Secondary amount$0$528,072$0
Funding fee$3,997$3,997$0
Note rate6.220%6.220%7.400%
Blended rate6.220%6.829%7.640%
1st payment$4,950.03$4,950.03$9,191.34
2nd payment$0.00$3,410.47$0.00
Taxes / mo$1,054.67$1,054.67$1,054.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$265.50
HOA / mo$25.00$25.00$25.00
Total monthly$6,246.37$9,656.84$10,753.18
Cash to close$675,572$147,500$147,500