Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$253,300	$253,300	$305,100
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$51,800	$0
Funding fee	$0	$0	$0
Note rate	3.760%	3.760%	7.400%
Blended rate	4.610%	5.355%	7.640%
1st payment	$1,283.29	$1,283.29	$2,112.45
2nd payment	$0.00	$388.50	$0.00
Taxes / mo	$346.00	$346.00	$346.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$196.04	$196.04	$61.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,975.33	$2,363.83	$2,669.47
Cash to close	$85,700	$33,900	$33,900