Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$7,395$7,395$202,500
Remaining term (yrs)27.927.930.0
Secondary amount$0$195,105$0
Funding fee$0$0$0
Note rate6.670%6.670%7.400%
Blended rate7.220%7.972%7.640%
1st payment$48.66$48.66$1,402.07
2nd payment$0.00$1,300.70$0.00
Taxes / mo$207.83$207.83$207.83
Insurance / mo$150.00$150.00$150.00
MI / mo$3.43$3.43$40.50
HOA / mo$490.00$490.00$490.00
Total monthly$899.92$2,200.62$2,290.40
Cash to close$217,605$22,500$22,500