Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$339,376	$339,376	$351,000
Remaining term (yrs)	27.8	27.8	30.0
Secondary amount	$0	$31,124	$0
Funding fee	$1,697	$1,697	$0
Note rate	6.870%	6.870%	7.400%
Blended rate	6.870%	7.290%	7.640%
1st payment	$2,279.70	$2,279.70	$2,430.25
2nd payment	$0.00	$307.99	$0.00
Taxes / mo	$107.03	$107.03	$107.03
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$70.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,536.73	$2,844.72	$2,757.49
Cash to close	$50,624	$19,500	$39,000