Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$427,081$427,081$535,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$108,419$0
Funding fee$2,135$2,135$0
Note rate2.990%2.990%7.400%
Blended rate2.990%4.004%7.640%
1st payment$2,014.03$2,014.03$3,707.69
2nd payment$0.00$722.80$0.00
Taxes / mo$482.50$482.50$482.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.10
HOA / mo$0.00$0.00$0.00
Total monthly$2,663.20$3,386.00$4,463.96
Cash to close$167,919$59,500$59,500