Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$160,977	$160,977	$440,100
Remaining term (yrs)	13.0	13.0	30.0
Secondary amount	$0	$279,123	$0
Funding fee	$0	$0	$0
Note rate	4.500%	4.500%	7.400%
Blended rate	5.350%	6.872%	7.640%
1st payment	$1,358.48	$1,358.48	$3,047.16
2nd payment	$0.00	$1,802.67	$0.00
Taxes / mo	$429.83	$429.83	$429.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$189.91	$189.91	$88.02
HOA / mo	$25.00	$25.00	$25.00
Total monthly	$2,169.89	$3,972.56	$3,756.68
Cash to close	$328,023	$48,900	$48,900