Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$192,946$192,946$265,500
Remaining term (yrs)24.024.030.0
Secondary amount$0$72,554$0
Funding fee$0$0$0
Note rate3.160%3.160%7.400%
Blended rate4.010%5.374%7.640%
1st payment$954.43$954.43$1,838.27
2nd payment$0.00$544.16$0.00
Taxes / mo$305.33$305.33$305.33
Insurance / mo$150.00$150.00$150.00
MI / mo$157.12$157.12$53.10
HOA / mo$0.00$0.00$0.00
Total monthly$1,566.88$2,111.04$2,346.70
Cash to close$102,054$29,500$29,500