Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$145,090	$145,090	$211,500
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$66,410	$0
Funding fee	$0	$0	$0
Note rate	2.710%	2.710%	7.400%
Blended rate	3.560%	5.268%	7.640%
1st payment	$677.49	$677.49	$1,464.38
2nd payment	$0.00	$498.08	$0.00
Taxes / mo	$221.33	$221.33	$221.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$118.16	$118.16	$42.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,166.99	$1,665.07	$1,878.02
Cash to close	$89,910	$23,500	$23,500