Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$287,041$287,041$296,910
Remaining term (yrs)26.526.530.0
Secondary amount$0$26,364$0
Funding fee$0$0$0
Note rate6.540%6.540%7.400%
Blended rate7.090%7.493%7.640%
1st payment$1,897.70$1,897.70$2,055.74
2nd payment$0.00$260.89$0.00
Taxes / mo$435.83$435.83$435.83
Insurance / mo$150.00$150.00$150.00
MI / mo$137.04$137.04$59.38
HOA / mo$0.00$0.00$0.00
Total monthly$2,620.58$2,881.47$2,700.96
Cash to close$42,859$16,495$32,990