Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$50,705	$50,705	$337,500
Remaining term (yrs)	5.3	5.3	30.0
Secondary amount	$0	$286,795	$0
Funding fee	$254	$254	$0
Note rate	3.370%	3.370%	7.400%
Blended rate	3.370%	7.092%	7.640%
1st payment	$854.53	$854.53	$2,336.78
2nd payment	$0.00	$1,852.22	$0.00
Taxes / mo	$107.30	$107.30	$107.30
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,111.84	$2,964.05	$2,661.58
Cash to close	$324,295	$37,500	$37,500