Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$319,368	$319,368	$697,500
Remaining term (yrs)	23.3	23.3	30.0
Secondary amount	$0	$378,132	$0
Funding fee	$1,597	$1,597	$0
Note rate	3.720%	3.720%	7.400%
Blended rate	3.720%	5.905%	7.640%
1st payment	$1,704.19	$1,704.19	$4,829.35
2nd payment	$0.00	$2,442.10	$0.00
Taxes / mo	$677.50	$677.50	$677.50
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$139.50
HOA / mo	$66.33	$66.33	$66.33
Total monthly	$2,664.69	$5,106.79	$5,929.35
Cash to close	$455,632	$77,500	$77,500