Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$167,370$167,370$305,100
Remaining term (yrs)19.819.830.0
Secondary amount$0$137,730$0
Funding fee$0$0$0
Note rate3.600%3.600%7.400%
Blended rate4.450%6.053%7.640%
1st payment$982.10$982.10$2,112.45
2nd payment$0.00$918.20$0.00
Taxes / mo$357.17$357.17$357.17
Insurance / mo$150.00$150.00$150.00
MI / mo$153.01$153.01$61.02
HOA / mo$38.75$38.75$38.75
Total monthly$1,681.03$2,599.23$2,719.39
Cash to close$171,630$33,900$33,900