Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$176,555	$176,555	$368,100
Remaining term (yrs)	20.4	20.4	30.0
Secondary amount	$0	$191,545	$0
Funding fee	$883	$883	$0
Note rate	4.150%	4.150%	7.400%
Blended rate	4.150%	6.153%	7.640%
1st payment	$1,066.94	$1,066.94	$2,548.65
2nd payment	$0.00	$1,276.97	$0.00
Taxes / mo	$383.83	$383.83	$383.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$73.62
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,600.77	$2,877.74	$3,156.10
Cash to close	$232,445	$40,900	$40,900