Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$41,733$41,733$265,410
Remaining term (yrs)25.725.730.0
Secondary amount$0$223,677$0
Funding fee$0$0$0
Note rate5.000%5.000%7.400%
Blended rate5.850%7.451%7.640%
1st payment$240.03$240.03$1,837.65
2nd payment$0.00$1,444.58$0.00
Taxes / mo$297.92$297.92$297.92
Insurance / mo$150.00$150.00$150.00
MI / mo$31.67$31.67$53.08
HOA / mo$420.00$420.00$420.00
Total monthly$1,139.62$2,584.20$2,758.64
Cash to close$253,167$29,490$29,490