Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$219,267	$219,267	$490,500
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$271,233	$0
Funding fee	$1,096	$1,096	$0
Note rate	2.890%	2.890%	7.400%
Blended rate	2.890%	5.577%	7.640%
1st payment	$1,046.51	$1,046.51	$3,396.12
2nd payment	$0.00	$1,751.71	$0.00
Taxes / mo	$491.17	$491.17	$491.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$98.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,704.34	$3,456.06	$4,152.06
Cash to close	$325,733	$54,500	$54,500